:root{--navy:#071f31;--blue:#0d3854;--orange:#f59e0b;--cream:#f5f1e8;--ink:#15242e;--muted:#60717b;--white:#fff;--radius:18px;--shadow:0 18px 50px rgba(7,31,49,.14)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit}.skip{position:absolute;left:-9999px}.skip:focus{left:1rem;top:1rem;z-index:99;background:#fff;padding:.7rem}.topbar{min-height:38px;padding:.35rem max(4vw,20px);display:flex;justify-content:space-between;align-items:center;background:var(--navy);color:#dce8ef;font-size:.84rem}.topbar a{color:#fff;font-weight:800;text-decoration:none}header{height:84px;padding:0 max(4vw,20px);display:flex;justify-content:space-between;align-items:center;position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);z-index:10;border-bottom:1px solid #e8edf0}.brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;line-height:.85;font-size:1.08rem;letter-spacing:.05em}.brand strong{color:var(--orange)}.brand small{display:block;font-size:.55rem;letter-spacing:.36em;margin-top:.4rem}.brandmark{display:grid;place-items:center;width:43px;height:43px;background:var(--navy);color:#fff;font-weight:900;border-radius:10px;box-shadow:inset 0 -5px 0 var(--orange)}nav{display:flex;gap:1.15rem;align-items:center}nav>a{font-size:.86rem;font-weight:800;text-decoration:none}nav>a:hover{color:#b66c00}.btn{display:inline-flex;align-items:center;justify-content:center;background:var(--orange);color:#17212a!important;text-decoration:none;font-weight:900!important;padding:.78rem 1.15rem;border-radius:8px;box-shadow:0 8px 18px rgba(245,158,11,.24)}.btn:hover{background:#ffb223}.menu{display:none;border:0;background:none;font-size:1.5rem}.hero{min-height:580px;padding:clamp(3rem,8vw,7rem) max(6vw,30px);background:linear-gradient(110deg,var(--navy) 0 55%,#123d54 55%);color:#fff;display:grid;grid-template-columns:1.05fr .95fr;gap:5vw;align-items:center;overflow:hidden}.hero h1{font-size:clamp(2.5rem,5.1vw,5.1rem);line-height:1.03;letter-spacing:-.045em;margin:.7rem 0 1.3rem;max-width:850px}.hero p:not(.eyebrow){font-size:1.13rem;color:#dbe7ed;max-width:680px}.hero img{width:100%;height:390px;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow);border:5px solid rgba(255,255,255,.12)}.eyebrow{text-transform:uppercase;letter-spacing:.16em;font-weight:900;font-size:.75rem!important;color:var(--orange)!important}.actions{display:flex;gap:1.5rem;align-items:center;margin-top:2rem}.textcall{font-size:1.1rem;font-weight:900;color:#fff;text-underline-offset:5px}section{padding:clamp(3.8rem,7vw,7rem) max(6vw,30px)}section h2{font-size:clamp(2rem,3.5vw,3.3rem);line-height:1.12;letter-spacing:-.035em;margin:.45rem 0 1.2rem;max-width:850px}section h3{line-height:1.25}.intro{font-size:1.1rem;max-width:960px;color:#455b67}.trust{padding:0 max(6vw,30px);display:grid;grid-template-columns:repeat(4,1fr);background:var(--cream)}.trust div{padding:2rem 1rem;border-right:1px solid #ddd5c6}.trust div:last-child{border:0}.trust strong,.trust span{display:block}.trust strong{font-size:1.5rem;color:var(--navy)}.trust span{font-size:.86rem;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2.2rem}.card{border:1px solid #dce4e8;border-radius:var(--radius);overflow:hidden;background:#fff;box-shadow:0 10px 30px rgba(7,31,49,.07)}.card img{width:100%;height:210px;object-fit:cover}.card>div{padding:1.4rem}.card h3{font-size:1.25rem;margin:0}.card p{color:var(--muted)}.card a{font-weight:900;color:#a75e00;text-decoration:none}.dark{background:var(--navy);color:#fff}.dark h2{color:#fff}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem;margin-top:2.5rem}.process>div{padding:1.5rem;border:1px solid #2b4c60;border-radius:14px}.process b{color:var(--orange);font-size:1.5rem}.process p{color:#b9cbd5}.cta{background:var(--orange);display:flex;justify-content:space-between;gap:3rem;align-items:center;padding-top:3.5rem;padding-bottom:3.5rem}.cta h2{margin:0;max-width:760px}.cta .eyebrow{color:#513000!important}.cta>div:last-child{display:flex;align-items:center;gap:1.2rem;white-space:nowrap}.btn.light{background:#fff}.call{font-weight:900}.type-lists{display:grid;grid-template-columns:repeat(2,1fr);gap:1.3rem;margin-top:2rem}.type-lists>div,.split>div{background:var(--cream);padding:1.5rem 2rem;border-radius:14px}.type-lists h3{color:var(--navy);font-size:1.35rem}.type-lists ul,.split ul{columns:2;padding-left:1.2rem}.type-lists li,.split li{margin:.35rem 0}.split{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem;margin-top:2rem}.note{padding:1.25rem 1.5rem;border-left:5px solid var(--orange);background:#fff7e5;margin-top:2rem}.checkgrid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.checkgrid article{display:flex;gap:1rem;padding:1.5rem;border:1px solid #dce4e8;border-radius:14px}.checkgrid span{display:grid;place-items:center;flex:0 0 34px;height:34px;border-radius:50%;background:var(--orange);font-weight:900}.checkgrid h3{margin:0}.checkgrid p{color:var(--muted);margin-bottom:0}.steps{list-style:none;padding:0;counter-reset:step;max-width:900px}.steps li{counter-increment:step;display:grid;grid-template-columns:55px 200px 1fr;gap:1rem;padding:1.5rem 0;border-bottom:1px solid #dce4e8}.steps li:before{content:counter(step,decimal-leading-zero);font-weight:900;color:#b56d00;font-size:1.2rem}.steps span{color:var(--muted)}.states{display:grid;grid-template-columns:repeat(4,1fr);gap:.5rem;margin-top:2rem}.states span{padding:.55rem .8rem;background:var(--cream);border-radius:6px;font-weight:700;font-size:.88rem}.quote-section{display:grid;grid-template-columns:.7fr 1.3fr;gap:2rem;background:#f3f6f7}.quote-help{position:sticky;top:120px;align-self:start}.form-wrap{background:#fff;padding:1rem;border-radius:var(--radius);box-shadow:var(--shadow);min-height:900px}.form-wrap iframe{border:0}.phone-card{display:flex;flex-direction:column;background:var(--navy);color:#fff;padding:1.5rem;border-radius:14px;text-decoration:none;margin-top:2rem}.phone-card strong{color:var(--orange);font-size:1.8rem}.phone-card span,.phone-card small{color:#c5d4dc}footer{background:#061823;color:#c8d5dc;padding:4rem max(6vw,30px) 6rem;display:grid;grid-template-columns:1.7fr 1fr 1fr 1fr;gap:3rem;position:relative}footer h3{color:#fff}footer>div>a:not(.brand){display:block;color:#c8d5dc;margin:.45rem 0}.foot{color:#fff;margin-bottom:1.2rem}.footer-phone{font-size:1.4rem;font-weight:900;color:var(--orange)!important}.bbb{max-width:100px;background:#fff}.copyright{position:absolute;bottom:1.5rem;left:max(6vw,30px);color:#738995}.mobile-call{display:none}
@media(max-width:1000px){nav{display:none;position:absolute;top:83px;left:0;right:0;background:#fff;padding:1.2rem max(4vw,20px);flex-direction:column;align-items:stretch;border-bottom:1px solid #ddd;box-shadow:var(--shadow)}nav.open{display:flex}.menu{display:block}.hero{grid-template-columns:1fr;min-height:auto}.hero img{height:320px}.cards,.process{grid-template-columns:repeat(2,1fr)}.quote-section{grid-template-columns:1fr}.quote-help{position:static}footer{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.topbar span{display:none}.topbar{justify-content:center}.hero{padding-top:3.4rem}.hero h1{font-size:2.75rem}.hero img{height:230px}.trust{grid-template-columns:1fr 1fr}.trust div:nth-child(2){border-right:0}.cards,.process,.type-lists,.split,.checkgrid{grid-template-columns:1fr}.type-lists ul,.split ul{columns:1}.states{grid-template-columns:1fr 1fr}.cta{flex-direction:column;align-items:flex-start}.cta>div:last-child{align-items:flex-start;flex-direction:column}.steps li{grid-template-columns:38px 1fr}.steps span{grid-column:2}.actions{align-items:flex-start;flex-direction:column;gap:.8rem}footer{grid-template-columns:1fr}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:20;text-align:center;padding:.8rem;background:var(--orange);font-weight:900;text-decoration:none;box-shadow:0 -5px 20px rgba(0,0,0,.2)}}